Are you looking for IFSC Code of SBI Uttarkashi or ifsc code sbi uttarkashi branch uttarkashi. If yes then you’re on the right page.
Get IFSC Code of SBI Uttarkashi and MICR codes for the State Bank of India branch Uttarkashi, Uttarakhand. Find the most up-to-date address and contact number for the State Bank of India branch in Uttarkashi here.
IFSC Code of SBI Uttarkashi
|Name of the Bank||State Bank of India|
|Bank’s Branch Code||001172 (Last Six Characters in IFSC Code)|
|Branch||Uttarkashi Main Branch|
|Address||Maal Road Main Market, Near Azad Maidan, Uttarkashi, Uttarakhand.|
Nearby State Bank of India Branches
It is a 11-character code that helps identify a specific bank branch participating in the country’s electronic funds transfer system.
The Reserve Bank of India (RBI) assigns IFSC codes to all banks and their branches. You can easily locate a bank’s IFSC code on your bank account passbook, the bank’s issued cheque leaf, or by visiting the official RBI website.
How to find IFSC Code?
You can find the IFSC (Indian Financial System Code) of a bank branch in India through various methods:
- Check on Your Bank’s Website:
Many banks provide IFSC codes for all their branches on their official websites. Look for a “Branch Locator” or “IFSC Code Finder” tool on your bank’s website. Enter the relevant details like the state, city, and branch name to find the IFSC code.
- Check on Your Bank’s Passbook or Cheque Book:
The IFSC code of your bank branch is already on your passbook or cheque book, specifically on the front page or near the account details section.
- Use Online IFSC Code Search Tools:
There are several online platforms and websites that offer IFSC code search tools. You can visit these websites and enter the bank’s name, branch details, or location to get the IFSC code.
- Mobile Banking App:
If you use a mobile banking app provided by your bank, you may find the IFSC code of your branch within the app. Look for branch details or fund transfer options.
- Contact Customer Support:
You can contact your bank’s customer support through phone, email, or visiting a branch in person. They can provide you with the IFSC code of your specific branch.
- Check with the Reserve Bank of India (RBI):
The official website of the Reserve Bank of India (RBI) also offers an IFSC code search tool. You can visit the RBI website and use their tool to find the IFSC code of a particular bank branch.
- Ask a Bank Official:
If you visit your bank’s branch in person, you can ask one of the bank officials for the IFSC code of your branch. They should be able to provide it to you.
Remember that the IFSC code is branch-specific, so make sure to use the correct code when making electronic transactions or fund transfers.
Uses of IFSC Code
The IFSC (Indian Financial System Code) is applicable for various financial and banking purposes in India. Some of its primary uses include:
- Electronic Fund Transfers: IFSC codes are essential for electronic fund transfer methods such as NEFT, RTGS, and IMPS. These codes ensure that funds are accurately to the intended recipient’s bank and branch.
- Online Banking: When conducting online banking transactions, you need to input the recipient’s IFSC code to initiate transfers.
- Interbank Transactions: IFSC codes are crucial for interbank transactions, allowing seamless transfer of funds between accounts held in different banks.
- Setting Up Auto Payments: Individuals can use IFSC codes to set up recurring or automatic payments, monthly utility bill payments.
- Opening New Accounts: Banks use IFSC codes when customers open new bank accounts. These codes help in assigning a unique identification to the branch where the account is held.
- Loan Disbursement: When banks disburse loans, they may use IFSC codes to ensure that the loan amount is credited to the borrower’s account accurately.
- E-commerce and Online Shopping: Some e-commerce platforms may require IFSC codes for processing refunds or transferring money in the case of returns.
- Income Tax Refunds: IFSC codes are used when taxpayers provide their bank account details for receiving income tax refunds from the government.
- Investments and Mutual Funds: IFSC codes are used for investments, redemptions, and dividend payments in mutual funds and other financial instruments.
- International Transactions: IFSC codes may be required for international transactions to ensure that funds are routed correctly.
Overall, IFSC codes play a vital role in ensuring the accuracy and security of various financial transactions in India.
Format of IFSC Code
IFSC (Indian Financial System Code) is a unique 11-character alphanumeric code used in India’s banking system. The format of the IFSC code is as follows:
ABCD 0 123456
Here’s what each part of the IFSC code represents:
- First Four Characters (ABCD): The first four characters represent the bank’s name or abbreviation. These characters help identify the specific bank.
- Fifth Character (0): The fifth character is always a “0” and is reserved for potential future use.
- Last Six Characters (0123456): The last six characters uniquely identify the specific branch of the bank. These characters are crucial for directing funds to the correct branch.
In summary, the IFSC code consists of 11 characters, with the first four identifying the bank, the fifth being a placeholder, and the last six pinpointing the branch where the account is held.
Find MICR Code
To find the MICR (Magnetic Ink Character Recognition) code of a bank branch, you can follow these steps:
- Check the Cheque Book: The MICR code is typically printed at the bottom of a bank’s cheque leaves, near the account number. Look for a series of numbers, usually at the right-hand bottom corner. The MICR code is a 9-digit number.
- Visit the Bank’s Website: Many banks provide information about their branches and their respective MICR codes on their official websites. Look for a “Branch Locator” or “Find MICR Code” tool on the bank’s website. Enter the relevant details like the state, city, and branch name to find the MICR code.
- Contact Customer Support: You can contact your bank’s customer support through phone, email, or by visiting a branch in person. They should be able to provide you with the MICR code for your specific branch.
- Check Passbook or Account Statement: In some cases, the MICR code may also be mentioned in your bank account passbook or account statement, particularly if it’s an official document from the bank.
- Use Online MICR Code Search Tools: There are online platforms and websites that offer MICR code search tools. You can visit these websites and enter the bank’s name, branch details, or location to get the MICR code.
- Check the RBI Website: The Reserve Bank of India (RBI) may also provide information about MICR codes on their official website. You can visit the RBI website and use their resources to find the MICR code of a specific bank branch.
MICR code is primarily used for processing cheque transactions. It contains information related to the bank branch and is used by machines to read and process cheques accurately and efficiently. It’s different from the IFSC, which is used for electronic fund transfers.
Frequently Asked Question on STATE BANK OF INDIA, Uttarkashi, Uttarkashi, Uttarakhand
SBIN0001172 is the IFSC code for the STATE BANK OF INDIA branch in Uttarkashi.
The address linked to SBIN0070130 is:
UTTARKASHI, PIN – 249193
The district that falls under the STATE BANK OF INDIA is Uttarkashi